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Are HUD/FHA Loan Programs Only For Affordable Housing?

Common Misconceptions About the HUD 223(f) Program and HUD

One of the most common misconceptions about HUD is that it focuses only on low-income, Section 8, and affordable housing. In reality, the HUD 223(f) program is available for all types of market-rate multifamily properties. Although HUD and FHA programs were created to make sure capital is available for properties, they cover market-rate properties.

Another common misconception is that HUD loans money to developers and investors. In reality, HUD only insures these loans for the recapitalization, acquisition, rehabilitation, and construction of multifamily properties. So, contrary to what some people think, HUD makes no loans.


To learn more about HUD multifamily loans, simply fill out the form below and a HUD lending expert will get in touch.