COLLECTION OF INFORMATION
When you engage in certain activities on the Web site, the Web site may ask you to provide certain information about yourself by filling-out and submitting an on-line form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, the Web site may ask that you provide personal information, such as your first and last name, mailing address (including zip code), e-mail address, employer, job title and department, telephone and facsimile numbers, and other personal identifying information. Depending upon the activity, some of the information that you will be asked to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.
When you submit information to HUD.loans via the Web site, you understand and agree that the information may be transferred across national boundaries and may be stored and processed in any of the countries in which HUD.loans and its affiliates maintain offices, including without limitation, the United States. You also acknowledge that, in certain countries or with respect to certain activities, the collection, transferring, storage, and processing of your information may be undertaken by trusted vendors of HUD.loans.
The servers that HUD.loans uses to operate the Web site may collect domain names, IP addresses and e-mail addresses of visitors. This information may be aggregated to measure the number of visits, average time spent on the Web site, pages viewed, and similar information. HUD.loans may use this information to measure the use of the Web site and to improve the content of the Web site or other Web sites operated by HUD.loans and/or its affiliates.
HOW INFORMATION IS USED
HUD.loans collects information to record and support your participation in the activities you select. The information that you provide may also be used as part of HUD.loans' effort to keep you informed about new products and services, product and services upgrades and modifications, special offers, and other products and services of HUD.loans and selected third parties. HUD.loans reserves the right to compile and use aggregate data, and also to provide such aggregate data to third parties for statistical analysis. Such data will not be linked to any particular individuals or companies. HUD.loans also reserves the right to make any disclosures required by law or any governmental agency.
When you visit the Web site you can browse the Web site anonymously and access important information without revealing your identity. To improve the Web site, we may use "cookies" to track your visit. A cookie is small amount of data that is transferred to your browser by a web site server and can only be read by the server that gave it to you. It functions as your identification card, recording your passwords, purchases, and preferences. A cookie may be used to provide to you tailored information.
Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages.