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What’s the Difference Between HUD and the FHA?

HUD vs. the FHA: What You Need to Know

Although HUD (the US Department of Housing and Urban Development) and the FHA (the Federal Housing Administration) were founded separately, they share many things. For example, HUD oversees residential and multifamily insurance programs. In contrast, the FHA primarily deals with residential lending for primary residences.

Also, although the FHA (which became a part of HUD in 1965) focuses on residential properties, it handles the overall management of HUD’s Multifamily Housing Programs. Yet, in the end, HUD ultimately provides the insurance for multifamily programs like the HUD 221(d)(4), HUD 223(f), and HUD 232/223(f) programs.


To learn more about HUD multifamily loans, simply fill out the form below and a HUD lending expert will get in touch.